We have two ways of financing a customer

We work quick to bring you peace of mind. Quick Equipment Financing For Your Business. Simple Application And Fast Approval. Secure Equipment Financing With Fast Approvals And Low Rates. Apply Today!

VirPhone's In-House Financing Option

*Note: For Customers whom may not qualify for leasing and has a minimum spend of $1500. Examples: Customer may be just starting a business and has no business credit.

Get Pre-Approved with Denefits

Denefits is unlike any other financing platform.

We are here to help you obtain the services you need from VirPhone LLC. Here are some of the major advantages of a Denefits payment plan:

No credit check and 99% approval rate

Flexible Payment options for every budget

No Accrued Interest on Late Payments:

If a payment is late, you’ll not accrue interest on the remaining balance.

No Prepayment Penalties

No interest if you decide to pay off contract early

VirPhone's Leasing Options

Fast, Flexible Equipment Leasing

The range of new equipment that VirPhone offers for lease is limited only by your imagination. Looking to purchase equipment or technology for your business? We can help you acquire it with our affordable leasing solutions.

VirPhone's Leasing Options

Note: For Customer’s whom are solely looking for the largest tax benefit, Conserve cash flow, Hedge against equipment obsolescence, Keep strategic flexibility, Simplify administration.

Why Take Advantage of VOIP Phone System Financing & Leasing?

By having the right equipment, your business can significantly increase its productivity and sales. Many times, adding equipment will allow a business to broaden the scope of its services allowing the business to reach an expanded or new customer base. The equipment a company puts into operation is also a reflection of the organization and the sense of quality and professionalism provided. This is just another example of how upgraded equipment can attract more new customers to your business. Financing equipment offers a more sustainable method of adding production assets than purchasing equipment outright, when taking into consideration how rapidly evolving technology could considerably devalue your investment in a matter of just a few years.

VOIP Phone System financing and leasing terms offer very flexible options that will not stress the cash flow of the business, as most payback terms run between 24 and 84 months. Furthermore, buyout options are available, as well as the ability to add equipment to your lease at any time.

Benefits of Equipment Leasing

  1. No down payment, with the option to purchase the equipment at the end of the lease.
  2. Competitive fixed pricing and terms to fit your needs and business cycle.
  3. Tax-free loan payments if the supplier/equipment vendor is not required to collect tax.
  4. Tax-exempt leases for municipalities and other qualified government entities.
  5. Customized leases and loans from $10,000 to $10 million.

The VirPhone & AFG Difference

  1. Affordable Equipment Leasing:
  2. Quick approval process.
  3. 100% financing for equipment & soft costs.
  4. Flexible terms up to 84 months.
  5. Yes! Even Start-up business’s.
  6. Financing for transactions up to $10MM+.
  7. Request $0 down, seasonal, skip or step payments.
  8. Get up to $300,000 with a simple application.
  9. Finance up to $2 million in equipment.
  10. Purchase new or used equipment.
  11. Upgrade technology, software and more!

Who Qualifies for VOIP Phone System Financing and Leasing?

At VirPhone, nearly every business can qualify for equipment financing through our trusted partners at AFG (Alliance Funding Group). Your approval amount and interest rate depend on the type of equipment, financials, and credit history.

Since the equipment itself serves as collateral, even businesses with less-than-perfect credit may still qualify. Our underwriters focus just as much on the equipment value as on borrowing history.

If you have questions prior to completing an application, please feel free to fill out our short form to schedule time to talk with a member of our equipment leasing team.

Any questions ?

Frequently Asked Questions (FAQ)